Pricing

One agency. One price. Everyone uses it.

Every plan includes the full scoring engine and unlimited users. No seat limits—your whole team gets access.

Every plan includes

Unlimited users
Full QRS scoring engine
AI risk analysis
Appetite-based carrier simulation
Agency intelligence nudges
Submission readiness tools
Reporting & analytics
Red flag detection
Data export & portability
Free
Full engine, zero commitment. See what RTU catches before you spend time submitting.
$0/mo
25free analyses
Every feature included. No credit card.
Most Popular
Growth
For agencies ready to stop guessing which submissions are worth their time.
$299/mo
200analyses / month
After that, $1.50/each for up to 200 more.
Scale
For agencies running volume who can't afford to waste a single submission.
$499/mo
350analyses / month
After that, $1.25/each for up to 350 more.
Enterprise
For agencies that have outgrown usage caps and need a dedicated partnership.
Custom
no usage cap
Custom volume, dedicated support, branded portal.
Contact Sales

What is an Analysis?

An analysis is one prospect evaluation performed by RTU. Each analysis may include:

Business website analysis
Risk classification
Appetite-based carrier simulation
Submission readiness scoring
AI-generated underwriting narrative

Pricing FAQ

Common questions about how RTU pricing works

What counts as an analysis?

One prospect evaluation performed by RTU. Each analysis may include business website analysis, risk classification, appetite-based carrier simulation, submission readiness scoring, and an AI-generated underwriting narrative.

What happens when I hit my analysis limit?

On the Free tier, the limit is a hard stop and the counter resets at the start of the next calendar month. On Growth and Scale, additional analyses are billed as overage ($1.50 each on Growth, $1.25 each on Scale) up to the tier hard cap (400 on Growth, 700 on Scale).

Are there per-user fees?

No. Pricing is agency-level. Every tier — Free, Growth, Scale, and Enterprise — includes unlimited users at no additional cost.

Can I change tiers mid-month?

Yes. Upgrade and downgrade are self-serve in your account settings. Stripe prorates billing for the change, and your analysis allowance adjusts to the new tier.

Do I need a credit card for the free tier?

No. The Free tier — 25 analyses per month with the full scoring engine — does not require a credit card. A card is required only when you upgrade to Growth, Scale, or Enterprise.

How is RTU different from a comparative rater?

A comparative rater helps you submit faster once you have decided to quote a prospect. RTU helps you decide which prospects are worth your time before you submit. We are upstream of the rater, not a replacement for one. See our detailed comparisons with Tarmika, Bold Penguin, and Semsee.